MoneyBus is here!

MoneyBus Coaching
MoneyBus Coaching
with Amy Robles

Just a couple of years ago, I was a totally different person.

How about you?

I was the one who would splurge on things for the moment, instead of looking at the long term.

I was the one who could spend fifty bucks at the Dollar Store for party supplies and find the perfectly themed balloon.  That would be completely deflated and useless in 2 days.  4 with “High float.”

My checkbook register would have more easily read, “Nickel and dime for the moment purchases,” rather than finding the right thing for me.

And that’s really what this is all about, right?  Personal finance blogs have, quite honestly, very little to do with math and rates, percentages and credit scores.

You know what they (the really good ones) have to deal with and talk about post after post?


Making a change that is so profound, that you not only like it- but that you recognize that you are becoming a better version of yourself.  But still you.

That’s why, “7 steps to some financial end of the rainbow” doesn’t work for everyone.   They tell you what to do- they never look at where you are in the change process.  They don’t take YOU into the equation.

And, boy, you matter!  Personal finance, by definition is personal.

This IS about YOU. Personal finance is aaaaalll about YOU.

Because we are not all the same.  We are not in the same spot of our financial progression.

You may think very differently than I do about money.

You may think very differently than your family, or your spouse, does, too.

That’s okay.  In fact, it’s really good.  Working together, you can help each other understand your financial strengths and build on those.

That’s why I’ve created MoneyBus Coaching.

[Tweet “It’s time for you to drive that MoneyBus. via @itsamyrobles”]

In this ten week program, we’re going to look at where you, where you want to be, and work through the changes that take place to do so.

This is not just a ten step program.  MoneyBus Coaching is individual coaching (or couples, as the case may be) and group session.  Private access to ask the questions you are wondering all about.

This is where real, lasting, long-term change happens to your finances.  And to you.

I’ll show you what worked for us, and what didn’t.  Where things were really simple, and where things were absolutely not.  This is a no-frills approach to finance.  This is about your future.  Your finances give you freedom.  But you have to drive the MoneyBus to attain that freedom.

Note: course is limited to 10 participants.  Don’t miss this.  Make your money work for you.

Sign up for MoneyBus Coaching today!  Have more questions?  Email me right now:

Drive your MoneyBus!

April is Financial Literacy Month. What it means for you.

Did you know that April is Financial Literacy Month?

April is Financial Literacy Month.  What that mean for you.
April is Financial Literacy Month. What that mean for you.

San Antonio is hosting the Annual Conference on Financial Education.  In Chicago, they are hosting a Financial Literacy Summit.  In Colorado, they have scheduled an entire Money Smart Week.

FINRA even offers this quiz to test your financial literacy.

So, why is most of America still struggling with money management?

Because it’s still a choice.  And making changes in life means taking a look at yourself in the mirror and realizing that it’s time to change.

And, really, change takes work.

You know it’s going to take some work.  The big changes always do.

So April is going to help you do that.  We’re going to walk through the steps of setting up that first real budget.

We’re going to look at what it takes to stick with your budget and start making your money work for you.

We’re going to start having some very fun convos that I’ve wanted to share with you for a while.

We’re going to be doing some giveaways.

You’re going to be part of the Cash Crusade 5000.  And, you’ll probably want to be part of that.

And yes, we are all going to be better with our money by the time we are through the 30 Days of April.

So, consider this your spring cleaning of the pocketbook, and we’ll make great strides this month.

If this is something you’ve been thinking about doing, tell me.

If you are ready to make great strides on your finances, send me a message.

If this is exactly what you’ve wanted to do but have a question, share that with me.

This is your month to claiming your financial literacy.  I am so excited to join in the ride with you!d



Whining doesn’t work

Whining doesn't work

Some mornings go beautifully.  Everyone is dressed and ready, everyone is smiling, we load up the car and as we drive to work and school the sunshine is bringing in the light. Like a cool car commercial.

Then there’s this morning.  Running late.  Hair is not quite done.  Child is screaming.  For no reason.  We are all wired.  That stressful feeling is thick in the air.

We barely make it to preschool on time.  I say goodbye to my toddler with a hug, kiss and a mildly terrifying threat to behave and be nice.  Or else.

Whew.  We made it.

Whining doesn't work
Whining doesn’t work

Of course, you have no idea what I’m talking about.

And as I was driving home from the insanity of this morning,  the parallel came in right away…

Here comes a highlight of the morning’s self-talk:

“You are working on your debt, girl.  Of course it’s going to be tough. You have to get through this. You need peace.  Your family deserves that.  You can give your best to your family and loved ones so much better when you aren’t whining about how tough it is…”

“But I’ve been tough in going through this for a while.” I think out loud.  “It’s really hard.  I’m tired of this…”

And then, in some strange cosmic force my inner drill sergeant comes in with the big hat and aviator glasses and starts letting me have it.  He looks a bit like Jamie Foxx but not nearly as charming.

“Well…DUH.  Anyone can start a major project.  They do start.  People start things all the time. But what people don’t do?  Is FINISH.  Know what people don’t want to talk about?  Is how it got too tough.  It was too much.  And they just… quit.  

They quit!  

They quit on themselves!  

You’ve done that before!  You know exactly how it feels to stop even when you can see the finish line.

You know how that last push is what makes ordinary into extraordinary!  You know this!  

What is the problem then?

Where are you?  

Are you going to PUSH?  Well, guess what, Missy.  You better start PUSHING. I want to see you working.  You have got to get this done!”

And somehow, the powerhouse peptalk is over.

Then I get to it.

I re-evaluate my life, again.  I’m finding the way to make every dollar s-t-r-e-t-c-h to pull us out of debt faster.

I know that my family is counting on me.

My integrity matters.  I have to do my best.  Today.  Even when it’s hard and I just want to spend money and have an escape.  Even when whining sounds little a pretty fantastic option.

I will do my part to get through this swamp of debt.  Because I want to move forward.  I want to show people that it can be done.  I want to inspire others to get out of this!

But that will never happen until I’m out.  Until I have paid the price.  Literally as well as figuratively.

Until we are there.